Driving Record

With a clean driving record, your insurance rates will be lower  – and you will not have to risk losing your license.

Insurance companies use your driving record to make determinations about how much of a risk you are to insure. As a result, your driving record has a direct impact on the cost of your car insurance premiums.

In Pennsylvania, the Pennsylvania Department of Transportation (PennDOT) adds points to the records of drivers who are found guilty of many moving violations.

The points can mean higher monthly costs for your car insurance – and even loss of your license.

A defense attorney can help you get your points reduced or even avoid them altogether This makes retaining an attorney a good investment because you can save money on insurance costs.

Six Or More Points

When you have six or more points, the penalties will really complicate your life:

• Your insurance company will be notified by PennDOT and your rates will probably go up.
• After your first six points, you will have to pass a written exam. If you don’t pass it within 30 days, your license will be suspended until you do. If you pass the test, two points will be taken off your driving record.
• After your second six points, you will have to appear at a PennDOT hearing. If you fail to appear, your license will automatically be suspended for 60 days. If you appear, the hearing officer will make one of the following determinations:

  1. You receive no punishment but no points will be taken off your record.

  2. Your license should be suspended for 15 days. After the suspension, two points will be taken off your record.

  3. You may be asked to take an on-road exam. If you pass, two points will be taken off your record. If you fail, your license will be suspended until you do pass.

• After your third (or more) six points, you will have to appear at a PennDOT hearing. The hearing officer will probably suspend your license for 30 days and no points will be removed from your record. If you fail to appear, your license will automatically be suspended until you do.
• If you are 18 or under, your license can be suspended for 90 days if you accumulate six points.

A Clean Driving Record Is Worth Fighting For

As you can see, a clean driving record is worth fighting for. You will pay less in car insurance fees and you will not risk losing your license.

How A Lawyer Will Help

When you are up against a traffic violation, you need an attorney who will stand by you every step of the way, work hard to discredit any evidence – and work with you to determine your best course of action.

Pennsylvania Traffic Violation Law

Traffic violation is described and defined under The Pennsylvania Code under Title 75. Read the code here.